Disclaimer
What this tool is — and what it isn't
S-Corp Pay Planner is a planning and organization tool. This page sets the boundaries clearly so you always know what to rely on it for and what to confirm with a qualified professional.
Plain-English boundaries. No fine print tricks.
What this tool does
Built for planning and organization
Think through salary vs distributions
Compare different owner pay splits side by side and see how each affects the rest of your plan.
Estimate reserve targets
Set a reserve percentage and see a planning estimate of how much to set aside.
Review planning scenarios
Pressure-test different combinations of salary, distributions, and reserves.
Stay organized around deadlines
Keep S-corp-related deadlines visible so they don't get lost in your inbox.
Prepare for better CPA conversations
Walk into meetings with a clear summary instead of starting from a blank page.
What this tool does not do
Clear boundaries, on purpose
Does not run payroll
It does not process paychecks, withhold taxes, or generate W-2s.
Does not file taxes
It does not submit forms, payments, or filings to the IRS or any state.
Does not calculate exact tax liability
Estimates are simplified planning math, not a final tax calculation.
Does not provide bookkeeping
It does not record transactions, reconcile accounts, or replace accounting software.
Does not provide legal advice
Nothing on this site is legal advice or creates an attorney-client relationship.
Does not replace a CPA or tax advisor
It supports your conversations with a professional — it does not stand in for one.
Does not certify reasonable salary compliance
It does not declare any salary number as legally compliant or audit-proof.
Estimate limitations
Where the math stops
Simplified planning estimates
Numbers are designed to be quick to understand, not to match a CPA's full calculation.
Rounded math
Values are rounded and percentages kept simple so plans stay easy to compare.
No state-by-state tax modeling
Only a simplified federal-style estimate is used. State, local, and unemployment rules are not modeled.
Planning purposes only
Outputs are intended to support thinking and conversations, not final filings or payments.
Confirm important decisions
Final compensation, tax, and compliance decisions should be reviewed by a qualified professional.
Your responsibility
Final decisions are yours to make
You are responsible for your final compensation, tax, filing, payroll, and compliance decisions. The planning estimates in this tool are a starting point — not the finishing line.
For anything that affects your taxes, payroll, or legal standing, please confirm the decision with a qualified professional such as a CPA, tax advisor, payroll provider, or attorney where appropriate.
Use of S-Corp Pay Planner does not create a professional, fiduciary, or attorney-client relationship of any kind.
Trust through clarity
Trustworthy because it's clear
Transparent
Inputs, outputs, and formulas are documented in plain view.
Plain-English
Results and warnings are written like a person would explain them.
Honest about limits
We say clearly what the tool does not model and where pros are needed.
Clear about assumptions
Every assumption used in planning math is stated, not hidden.
No false guarantees
We never claim compliance, audit safety, or legal correctness.
Related pages
Verify everything for yourself
Ready to see how it thinks?
Try the free calculator, or read the methodology to see exactly how each estimate is built.